Loan Review Officer II

Company: Associated Bank - Corp
Location: Milwaukee
Posted on: November 16, 2024

Job Description:

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.Responsible for conducting loan review analysis of a specific segment of loans (i.e. CRE, C&I, Specialized, Retail) in the bank's portfolio under direct supervision from Senior Loan Review officers. Evaluate compliance with regulatory guidelines and bank policies. Assess the condition and quality of individual credits based on financial, collateral, and documentation analysis. Quantify metrics such as: debt service capacity, leverage, liquidity, collateral coverage, guarantor support, etc. Determine the appropriate risk rating for Borrowers according to current Lending Policy and regulatory guidance. Promptly identify and report identified issues to senior Loan Review OfficersCandidates located in WI, IL or MN are strongly preferred.We invite you to view the opportunity below.As a Loan Review Officer II, you will:

• Conduct loan review analysis of loans in the bank's various portfolios. The individual will be responsible for: Evaluating compliance with regulatory guidelines and bank policies; Assessing the condition and quality of individual credits based on financial, collateral, and documentation analysis; Determining the appropriate risk rating on accounts according to current Lending Policy.
• Participate in special projects and targeted risk assessments as directed by department management.
• Interact with lending officers, credit administration, loan servicing, and other bank employees in the process of performing risk assessment due diligence.
• Under the direction of a senior Loan Review officer, participate in discussions with affiliate management regarding loan grading and conclusions regarding credit underwriting, approval, and administration. Works to develop and maintain functional partnerships with colleagues in the line of business to ensure effective loan grading communications.Education
  • Bachelor's Degree Business - Emphasis in Finance or Accounting. Required
  • Master's Degree. PreferredExperience
    • 5-7 years Loan Review, Commercial Lending, Credit Administration or Regulatory Examination. Required
    • 7-10 years Loan Review, Commercial Lending, Credit Administration or Regulatory Examination. PreferredLicenses and Certifications
      • Other BAI Loan Review Certificate within 2 years. Required
      • RMA Credit Risk Certification. Preferred
      • Other RMA Credit Risk Certified within 3-5 years. Preferred
      • CPA - Certified Public Accountant within 3-5 years. Preferred
      • CFA-Charted Financial Analyst within 3-5 years. PreferredIn addition to core traditional benefits, we take pride in offering benefits for every stage of life.
        • Retirement savings including both 401(k) and Pension plans.
        • Paid time off to volunteer in your community.
        • Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
        • Competitive salaries with professional development and advancement opportunities.
        • Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
        • Personal banking, loan, investmentand insurance benefits.Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on,and.Compliance StatementAssociated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.Associated Bank provides additional assistance to individuals with disabilities throughout the application & interview process. Please contactif you need an accommodation at any time during the interview process.Associated Banc-Corp is an Affirmative Action and. Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice. Know Your Right to Workor.Associated Bank iscompliant.

Keywords: Associated Bank - Corp, Waukegan , Loan Review Officer II, Accounting, Auditing , Milwaukee, Illinois